How to Blast Away Debt in Record Time

How do you blast away debt? I’ll give you a hint, it is not about paying the minimum payment on your debts. That just keeps you spinning the wheels. According to Experian, the average total consumer debt in 2021 was $96,371 and the total credit card debt in 2022 was $890 billion. We could go down a slippery slope talking about how it benefits companies upon companies for you to be in debt, but that is a different episode altogether. The truth is, you want to get out of debt and you want to get out of debt fast. I get it. I have personally been in and out of debt a few times in life and maybe you agree, debt always feels like a heavy brick pressing you down. 

Our guest, Adam Carroll, has something called The Shred Method that is going to revolutionize how you think about debt and how fast you can get out of it. Adam paid off his home in record time saving over $180,000 in interest in the process and realized he had something he needed to share with everyone.

YOU’LL LEARN

  • How you can blast away debt within 3-5 years (crazy, I know, but possible)
  • A mindset shift you need to get out of debt
  • How to blast away debt on any budget
  • How to pay off debt effectively
  • How to balance paying off debt while saving and investing
  • How to find financial freedom this year

As always, if you’re in debt, I want you to know that there’s nothing wrong with you. This is a shame-free zone. Listen, take what works for you, and let’s get to blasting away your debt. Let’s start talkin’.

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Everyone's Talkin' Money podcast with Adam Carroll and host Shannah Game

LINKS

MEET ADAM

Through the use of The Shred Method, Adam Carroll paid off his home in record time saving over $180,000 in interest in the process. He’s sharing this strategy with the world in order to help people free themselves to be themselves. Adam has published four books, produced an award-winning documentary on student loan debt, has a TED talk with over 5 million views and helps people achieve true financial freedom in their lives. More than financial freedom, Adam is all about helping people achieve time freedom, relationship freedom, and service freedom.

SPONSORS

Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.

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FREE GUIDES + RESOURCES

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FAV MONEY APPS + TOOLS

Favorite budgeting apps – You Need a Budget & Monarch

Best High Yield Savings –  Marcus & Ally Bank

Favorite online bank account – Chime

Best climate-conscious online savings & bank account – Aspiration

Best Business bank account – Novo 

Personal loans – Upstart 

Affordable Life Insurance – Ladder

DISCLAIMER: This podcast and money content are for educational purposes only. Always consult with your financial advisors prior to making money decisions. Please do your own research to figure out whether a financial product, tip or suggestion will work for your money goals. You can find a Certified Financial Planner in your area here